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Meet with Mike Milligan, CFP ®

Schedule your free Zoom call to start creating your one-of-a-kind financial plan! Our team is available to meet virtually anytime.

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A One-Of-A-Kind Financial Plan For Your One-Of-A-Kind Life

P | 757-909-7151
E | contact@mikemilligancfp.com

5005 Colley Ave
Colley Avenue
Norfolk, VA 23508

Terms and Conditions

Introduction 

Welcome to IdeasByMike.com! These Terms and Conditions ("T&C") govern your access to and use of our platform and services, including SMS-based communications. By using our services, you agree to comply with these terms. Please read them carefully.

Acceptance of Terms 

By accessing or using our website and services, including opting into SMS messaging, you acknowledge that you have read, understood, and agree to be bound by these T&C. If you do not agree, you must refrain from using our services.

User Responsibilities and Conduct 

Users of our platform agree to:

  1. Use the service only for lawful purposes.
  2. Refrain from engaging in abusive, threatening, or harassing behavior.
  3. Avoid any misuse of the platform, including unauthorized access or disruption of the service.
  4. Provide accurate and truthful information when setting up an account or using the service.

Intellectual Property Rights 

All content, trademarks, and copyrights on our platform are owned by Ideas by Mike, LLC or its licensors. You are granted a limited, non-exclusive, non-transferable license to access and use the content for personal, non-commercial purposes. Unauthorized reproduction or distribution of materials is prohibited.

Account Information and Security 

Users are responsible for:

  1. Creating a secure account with accurate information.
  2. Maintaining the confidentiality of their account credentials.
  3. All activities conducted under their account. Notify us immediately if you suspect unauthorized access.

Payment Terms (if applicable) 

If our services involve payment:

  1. Fees, billing cycles, and payment methods will be outlined during the sign-up process.
  2. Refunds, if applicable, are subject to our refund policy.
  3. Non-payment may result in suspension or termination of services.

Privacy and Data Collection 

We respect your privacy. Our Privacy Policy explains how we collect, use, and protect your personal data. By using our services, you consent to the practices outlined in our Privacy Policy. Click here to view our Privacy Policy.

SMS Messaging Practices and Consent

  • Consent: By providing your phone number, you consent to receive SMS messages from us. These messages may include updates, promotions, and other relevant communications.
  • Opt-Out: You can opt-out of receiving SMS messages at any time by replying "STOP" to any message you receive from us and messages will end.
  • Message Frequency: Message frequency varies based on your interaction with our services.
  • Message and Data Rates: Standard message and data rates may apply. Contact your mobile provider for details.
  • Help: If you need help, please reach out to us via our contact form at https://www.ideasbymike.com/contact. 

Limitation of Liability 

Ideas by Mike, LLC is not liable for:

  1. Any damages arising from the use or inability to use our services.
  2. Delays, interruptions, or errors in SMS delivery caused by third-party carriers or service providers.

Termination or Suspension of Services 

We reserve the right to suspend or terminate your account or access to our services if:

  1. You violate these T&C.
  2. Your actions harm our platform or other users.
  3. Required by law or regulatory authorities.

Governing Law and Dispute Resolution 

These T&C are governed by the laws of Norfolk, Virginia, USA. Any disputes will be resolved through mediation or arbitration, unless otherwise required by law.

Changes to Terms 

We may update these T&C periodically. We will notify users of significant changes via email or by posting an updated version on our website. Continued use of the service constitutes acceptance of the revised terms.

Contact Information 

If you have any questions or concerns about these T&C, please contact us at: 

Ideas by Mike, LLC

5005 Colley Avenue
Norfolk, VA 23508

Contact@mikemilligancfp.com
757-909-7151

Click here to view our Privacy Policy.

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